Starting to enjoy your new home is a slightly longer process than we'd all like. It goes far beyond building the house and getting it ready to be habitable, since There are certain bureaucratic procedures that we must face.
Today, we want to tell you all about how to register a modular homeFind out what expenses you'll face, including taxes, and learn the steps you need to get your home in order. Take note!
Is it mandatory to register a deed for a modular home?
At Modular Home we know that the legalization of a modular home It is essential to guarantee the legal and financial security of the family.
In cases where a modular home is anchored to the ground, have a technical project and building permit, the law requires that it be written and registered in the Property RegistryIt is an essential step for the house to be recognized as real estate, with all the rights and obligations that this entails.
When is a public deed mandatory?
Public deed is essential in different cases, some of the most common being: apply for a mortgage, since banks only grant mortgage loans on properties that are deeded and registered.
In cases of inheritances o future sale It is also necessary for the property to be registered and deeded. As well as to have access to supplies such as water, electricity, or gas. This is because companies require documentation to activate the services.
Process for deeding a modular home
At Modular Home we inform our clients with the details of the deed process, to ensure that each step is done correctly and without errors.
Building permit and end of work
The first step is to have the building permit issued by the city council This document certifies that your project complies with local planning regulations and gives the green light to the construction process.
Once the work is finished, the technical team is responsible for issuing the certificate of completion of work, a key document to prove that the home has been built according to the previously approved project.
Energy efficiency certificate
Since 2013, the energy efficiency certificate is mandatory to register any new homeAt Modular Home, we ensure that our modular homes are certified and achieve the highest possible rating.
Notarized deed and registered in the Property Registry
The process of writing is carried out in three steps. The first consists of gather the necessary documentation which includes the deed of sale, building permit, completion certificate, energy efficiency certificate, and proof of tax payment.
After that, a meeting is coordinated appointment with a notary, who drafts the public deed, verifies the documentation and checks the legality of the transaction. Finally, the inscription in the Land Registry, where the deed and documents are presented so that the property is registered.
Expenses and taxes when signing the deed of a modular home
It is important Transparently know all the costs associated with the registration of a modular home, from the expenses generated by the procedures to the taxes involved in this process, which, incidentally, are no different from those associated with any legal entity.
Notary and registrar fees
Regarding fees, on the one hand, there are the notary fees, which depend on the value of the property and the length of the deed. For a house worth around 100.000 euros, the costs range from 600 euros and 1000 euros.
On the other hand, we have the registrar's fees, which are the costs of registration in the Property Registry. These range from 400 euros and 700 euros, depending on the value of the property.
Documented Legal Acts Tax (AJD)
The Tax on Documented Legal Acts (ADJ) taxes the formalization of notarial documents and their registrationWhen purchasing a new home, this tax is mandatory, and its rate can vary depending on the autonomous community, generally between 0,5% and 1,5% of the registered value.
VAT or ITP: what is paid and when?
In cases where the home is new and has been purchased from a developer or builder, VAT is 10%. While the Property Transfer Tax (ITP) is levied in cases where the property is a second transfer, the rate varies between 6% and 10% depending on the autonomous community.
Legalization of an already installed modular home
Sometimes we find Modular homes that have been installed without all the prior permitsIn these types of cases, which are always outside the scope of Modular Home, legalization is possible, but it requires more paperwork and documentation.
Requirements to regularize an existing construction
If we want to regularize an already installed modular home, a technical legalization project which must be prepared by a technical architect or engineer and the request must be made legalization license at the town hall. You must also request the certificate of completion of work and Energy Efficiency as in a new construction.
Can a modular home be legalized on rural land?
In specific cases, such as agricultural use or auxiliary buildings, a house on rural land can be legalized. There are also cases in which a percentage of the rural surface area can be built. However, in most cases, residential housing on rural land is legally permitted. prohibited except for some justified exceptions.
What happens if it is not legalized?
In the case of not legalizing a modular home, you would face the inability to sell or mortgage it, because it cannot be legally transferred nor would they grant you the mortgage guarantee.
You can also risk sanctions such as fines or even demolition ordersAdditionally, you won't be eligible for bonuses or deductions, so you'll face tax limitations.
Advantages of deeding your modular home
The deed and registration of the modular home offer numerous benefits:
Possibility of selling, inheriting or mortgaging
Only registered homes can be legally sold, inherited, or mortgaged. This way, as the owner, you will enjoy full legal security and asset flexibility.
Access to aid or bonuses
Most public subsidies and tax breaks They require that the property be deeded and registeredWithout this, it is very difficult or practically impossible to access aid.
Cadastral valuation and adequate taxation
Regularization allows the home to have a correct cadastral valuation, and thus avoid subsequent sanctions or regularizations By the administration.
With Modular Home, legal peace of mind from day one
At Modular Home, we advise you throughout the entire process of signing and legalizing your modular home. Our professionals will help you manage the documentation and ensure that your home complies with applicable regulations.
Contact Us and we will help you build the modular home you have always dreamed of, completely legalized and adapted to your needsAt Modular Home, our clients' peace of mind will always be a priority.
